Injuryboard Commentary - Compensation

Increase funeral, transporatation and burial benefits for workers' families

Doug Landau — Mon, 30 Nov 2009 22:37:00 GMT

Injured workers lawyer Doug Landau often represents workers and their families from other states and countries. When these workers suffer fatal injury, their families are confronted with enormous and immediate expenses. The cost of even a simple funeral can often run several thousands of dollars. However, the amount available under the Virginia Workers Compensation Act is limited, and does not pay all the bills related to transporting the fallen worker's remains to their home state or country. Unlike Cost of Living Adjustments ("COLA"), which are tied to the Consumer Price Index ("CPI"), and mileage reimbursement rates, which also change annually, the amounts for funeral and transportation do not increase with inflation. According to Herndon Reston area workers comp lawyer Doug Landau, this must change. As more and more workers come from other states and countries to work in Virginia, especially in the Internet, software, security, construction and hospitality fields, the law of this Commonwealth must reflect this reality and change with the times. Presently, the Virginia Workers Compensation Commission's ("VWCC") web site lists

BENEFITS UNDER THE ACT:

#5 Death Benefits

* A surviving spouse, children under 18, children under 23 enrolled full time in an accredited educational institution, parents in destitute circumstances or other qualifying dependents may be entitled to wage loss benefits.
* Death benefits include funeral expenses not to exceed $10,000 and transportation cost of $1,000.

Our clients have often exceeded this $11,000 benefit maximum amount. The legislature needs to keep up with the times and inflation. If you or someone you know has lost a loved one in an on the job accident, e-mail us at ABRAMS LANDAU, Ltd., or call 703-796-9555 today.

Originally posted at InjuryBoard by Doug Landau

Latent Hazards of Asbestos Exposure

Randy Appleton — Sun, 29 Nov 2009 21:48:00 GMT

Mesothelioma is a common health hazard caused by asbestos poisoning while working in industries that manufacture products made from this deadly material. Symptoms of asbestos poisoning may not show up immediately due to the long period of reaction latency which can cause symptoms not to show up for 10-40 years after initial exposure to asbestos.

If you feel you have been exposed to asbestos in any way, then it’s crucial to get tested. There are common illnesses that show as symptoms related to asbestos poisoning. In the event that your medical tests are positive for asbestos, then you may find yourself diagnosed with mesothelioma, pleural plaque, or asbestosis.

Asbestos poisoning may show gradual effects to the body but it can lead to serious illnesses which can put financial strain on you and your family. Employers have legal obligations to support your medical expenses, but if they do then they would have to confirm that your asbestos poisoning had been acquired from the work place. In many cases, this would imply guilt on their part and that is the last thing they would want to do as to avoid a costly lawsuit.

If you think that you exhibit symptoms of asbestos poisoning and that it was acquired from the line of work directly or indirectly, you need to have a competent personal injury lawyer who will help you receive the right compensation that you deserve. Don’t dilly-dally around and consult with your lawyer right away before it’s too late. Of course, never sign any documents presented to you by your employer until you meet withy your own attorney for their advice in regards to your asbestos exposure.

About the Editors: Shapiro, Cooper, Lewis & Appleton personal injury law firm (VA-NC law offices ) edits the injury law blogs Virginia Beach Injuryboard, Norfolk Injuryboard, and Northeast North Carolina Injuryboard as a pro bono service to consumers.

Originally posted at InjuryBoard by Randy Appleton

Settling workers compensation cases takes time

Doug Landau — Tue, 24 Nov 2009 23:19:00 GMT

While Herndon job injury lawyer Doug Landau advises clients that settling comp claims take time and effort, there are still many questions about the settlements of workers compensation cases. Workers Comp claims seem to take a lot more time from acceptance of the settlement offer to the ultimate approval of the paperwork. This is especially true according to Herndon injured workers lawyer Landau, when compared to the settlement of a car crash or slip and fall case. In those "liability' or "negligence" cases, the check and release comes withnin days or weeks from the insurance company or defense lawyer. In Virginia comp claims, the ultimate approval takes months after the parties submit the signed (and notarized) paperwork to the Workers Compensation Commission ("VWCC") in Richmond. The Virginia Code provides (65.2-701) that compromise settlements of workplace accident, occupational disease or job fatality cases, "may be approved only when the Commission...is clearly of the opinion that the best interests of the employee or his dependents will be served thereby." Rule 1.7 sets forth the requirements for a compromise settlement package. Unlike the resolution of a car crash or dog attack case, a workers comp case requires a number of documents (and signatures !).

The Virginia Workers Compensation Commission does not approve every single settlement that is submitted to it. The VWCC is not a "rubber stamp" and settlement documents are carefully reviewed. Deputy Commissioner Courtney Mercer manages the Compromise Settlement Department, with a claims examiner who supervises the department and who is assisted by a claims technician and two senior judicial secretaries. Deputy Commissioner Mercer shared his thoughts with Doug Landau recently in Richmond. Workplace accident and fatality lawyer Doug Landau was invited to a special "Retreat" for lawyers who only represent injured workers and not insurance companies. If you or someone you know, has questions about their workers compensation case or settlement, please contact ABRAMS LANDAU or call us today.

Originally posted at InjuryBoard by Doug Landau

Won Your Workers Compensation Case? Not so Fast

Jon Lewis — Tue, 24 Nov 2009 13:02:11 GMT

What are the insurance companies doing now? They are using "Utilization Review" in order to cut off workers compensation benefits. How does that work?

Well, the Alabama Workers Compensation Act allows for "Utilization Review". That means that the workers compensation insurance carrier can submit your medical records to a third party physician to review and determine if they are related to the injury. If that third party physician says, "No", the workers compensation carrier cuts off the injured employee's benefits.

How does this work in practice? Take my client for example. She had surgery approximately ten (10) years ago. Her workers compensation case was settled, and her medical was left open for future treatment. Typically, that is what happens in workers compensation cases. The person receives medical treatment for the related injuries for the rest of her life.

For ten (10) years, my client has been receiving prescriptions and medical treatment for her injuries. Out of the blue, the insurance carrier sends her records to a foreign doctor in El Paso, Texas who opines that her injuries and medical treatment are not related. So, the insurance carrier, under the "utilization review" provision, cuts off her medical treatment.

Why did they wait ten (10) years? How can this doctor supersede my client's local doctor's opinion when he hasn't even examined her. Shouldn't the "Authorized treating" physician have the final say? The insurance carrier approved her "Authorized Treating" Physician.

This is ridiculous and unfair, but that is how the insurance industry works. Insurance covers everything but the loss. All they want is their money and to hell with everything else - morals, humanity, sympathy, kindness, and generosity. It is all about the bottom line. People talk about "greedy trial attorneys" when they should be talking about "greedy insurance companies".

Originally posted at InjuryBoard by Jon Lewis

Workers Comp and violation of OSHA Safety Regulations

Doug Landau — Thu, 19 Nov 2009 00:30:00 GMT

Loudoun Fairfax construction accident lawyer Doug Landau is often asked about safety violations on the work site. If the employer is in violation of safety standards, are they automatically found liable for the disabled worker's injuries ? And if the injured employee is found to be in violation of a safety rule, can they still collect workers comp benefits ?

Unfortunately, it is not good for the injured worker in Virginia. Even if the employer is found to be in violation of a safety statute or fined by OSHA, that does not mean that the employee automatically gets their workers compensation benefits. The ABRAMS LANDAU injury trial team has won cases where the employers were found guilty of homicide in criminal court, and Virginia law still did not allow them to be sued for negligence ! So, the employer's negligence or recklessness is not reviewed by the workers compensation judges.

However, the employee's failure to follow a known and enforced safety rule, can and will preclude an award of workers compensation benefits. In one case that Loudoun Fairfax and Leesburg construction injury lawyer Doug Landau won, the employee had "unhooked" his safety belt right before he slipped and fell from a roof, fracturing both ankles. The employer's insurance company lawyers alleged "wilfull violation of a safety rule," and comp benefits were denied. Landau won the case by showing that ALL the employees, and the supervisors all "unhooked" in order to put the top pieces of roofing in place. Furthermore, the injured worker had never been disciplined for this practice, written up or docked pay, so it was not an "enforced rule." If you or someone you know has been injured in a construction site accident or other workplace accident, e-mail ABRAMS LANDAU or call (703-796-9555) today. Just because the insurance company denies the claim, does not mean that the case cannot be won in court.

Originally posted at InjuryBoard by Doug Landau

Man killed in plant explosion, sparks or static electricity?

Steve Lombardi — Wed, 18 Nov 2009 12:01:00 GMT

In Columbia County, Wisconsin a 47 year old man died Sunday October 18^th, in an explosion in the American Packaging Corporation plant, according to the Wisconsin State Journal news source. Jeffrey Doxtator was from Columbus and had worked at the plant for 13 years. Fire Chief Randy Koehn said that Doxtator was using a handheld grinder which ignited sparks in an area of the plant designated hazardous. This employee error is thought to have caused the explosion and not the lack of safety precautions by the company. The Wisconsin plant has had good safety history according to electronic federal safety records.

At the time of the blast, 6pm, the only other workers in the building were the maintenance and janitorial crew, which evacuated the building. Doxtator, still in the building, was rescued by the firefighters and brought to Columbus Community Hospital. The coroner indicated Doxtator’s death to be from “multiple internal injuries due to blunt force trauma from the explosion.” The cost of the explosion to the building is estimated at $1.2 million.

American Packaging Corporation is privately held and has three plant locations: Columbia County, Wisconsin; Story City, Iowa; and the headquarters in Rochester, N.Y. The corporation produces specialty packaging for consumer goods.

At the time this blog was written the investigation of the Sunday explosion was still underway.

I'm not sure the error can be said to be that of the employee. That conclusion was stated as a fact at a time when no investigation had taken place. It would be important to know what actually caused the explosion: the tool being used may have had no effect on causing an explosion. Also I'd want to know who provided the tools, who selected the tools, what warnings were given about using tools in this area of the plant, whether it had been done previously without incident and with management's knowledge, the exact location and makeup of this department along with a whole host of other issues to be explored. I just don't agree with the conclusion reached by the news paper reporter or whoever decided what the cause of the explosion. There is more to it than a cursory examination would show.

http://www.youtube.com/watch?v=5TcNDozWQiM

Originally posted at InjuryBoard by Steve Lombardi

The Great Insurance Lie?

Greg Jones — Fri, 13 Nov 2009 10:46:29 GMT

Have a worker’s compensation case? Let me guess, the adjuster has told you there is no reason to hire a lawyer because worker’s comp benefits are limited and you’ll only end up getting the same settlement and you’ll have to give part of it to a lawyer…why not keep it all? This is the Great Lie.

It is true; worker’s comp benefits are limited. For example, many states, North Carolina included, don’t pay for pain and suffering or other types of collateral damages. What is not true is that you’ll get the same settlement in every case. There are many different ways to value a case depending on the severity of the injury and possible length of disability. I can assure you (after having worked for the insurance companies for years) that the adjuster will offer you the LOWEST value and say that is all you’re entitled to. Her tag line will be "You can either take this amount now, or you can take it later minus what you have to pay your lawyer." If that were true, why would she care if you were going to hire a lawyer? Why even bring it up? She was going to pay the same amount no matter what, right?

Not right. If someone tells you not to do something, it should spark your thought and make you say "why doesn’t she want me to contact a lawyer?" The most probable reason isn’t that she cares about you and just wants you to have all the money. It is more likely that she’s trying to low ball your settlement and hopes you’ll believe that Great Insurance Lie.

Originally posted at InjuryBoard by Greg Jones

Yes…you still have a case even if you’ve been fired.

Greg Jones — Mon, 02 Nov 2009 14:29:59 GMT

I have a number of injured worker’s who call seeking my representation but don’t believe they have a worker’s compensation case because they have been fired by their employer. My quick answer is….you absolutely still have a case and it’s worth pursuing. An employee’s termination from the injury employer can have some affect on the worker’s compensation case but that termination does NOT end the case.

Many employers will treat their worker’s adversely once an injury has occurred. Some employees will be looked down on by the other workers and harassed by the boss. Often times, the injured worker will be written up (or given points) for things they haven’t even done or never received points for before. The key for most injured worker’s in these situations is to contact a qualified attorney sooner rather than later. That attorney can help steer you in the right direction and protect your case.

Originally posted at InjuryBoard by Greg Jones

Electrolux Iowa Plant Closings, Exporting America’s Middle Class

Steve Lombardi — Wed, 28 Oct 2009 04:15:45 GMT

Can a community that has no manufacturing base sustain a middle class?

Electrolux is closing its Iowa operations and with those closings taking 850 jobs to a place called Juarez, Mexico. On the news tonight they showed workers upset over the introduction of a security company checking lunch pails for probably weapons. That’s a good thing really. Because if I worked there for 20 years and just had the rug pulled out from under me I might consider going to work with a loaded revolver. So the rest of you workers calm down about the security and focus on the real problem, Congressmen and Congresswomen taking campaign contributions from companies that afterwards ship jobs overseas or out of this country. What the workers need to do is demand an answer, the real answer, as to why these jobs are being shipped out of this country. It seems our Congress is either powerless, mindless or bought and paid for when it comes to shipping jobs outside of this country.

“Politics is a pendulum whose swings between anarchy and tyranny are fueled by perpetually rejuvenated illusions.” Albert Einstein

The Schedule: Electrolux in Jefferson, Iowa is moving 850 jobs to Mexico by 2011. The Electrolux Major Appliances North America operations are consolidating its North American laundry manufacturing into one facility in Juarez, Mexico. The Webster City operation will close in the first quarter of 2011 and the Jefferson, Iowa satellite facility in the fourth quarter of 2010.

Here is a quote from the MSNBC story Electrolux To Move 850 Jobs to Mexico:

“This was a difficult but necessary decision,” said Frank Wagner, Vice President, Operations, Electrolux Major Appliances North America. “Electrolux is aware of the impact this decision will have on our employees and their communities. The company will be taking steps to assist employees with this difficult transition and will work with local and state officials to ensure that all training resources are made available to our employees.”

That’s an understatement and no Frank I don’t think it was a difficult and necessary decision. Electrolux just announced its 3rd quarter profit showed a 93% rise even though in general there is weak demand for appliances. Electrolux 3Q profit rises 93 percent, October 26, 2009 The most difficult part of this decision is how all of you get out of town with your skin intact. You just took 450 jobs in Spain last week and sent them where? And that’s the reason for the security at the plant. Your brain tells you this isn’t the right thing to do but for whatever financial reason 850 Iowans get shafted and lose their jobs. They give you years of their sweat, blood and tears and what are you giving them in return. Nada.

I see Kelly Ripma is your spokesperson. How about if we not just boycott what you make but also what she sells. As she says in the ad for winning a double wall oven, that sounds like the way to “plan the perfect party.” Like I said, no wonder you have beefed up the plant security.

Do you think we don’t know this game? Did you forget that Newton, Iowa most recently lost over 2,000 jobs when Maytag closed in Newton? (Whirlpool Corp.) Electrolux cities told to market plant sites, Des Moines Register, October 25, 2009. The company says it’s doing very well financially so why the move? What gives Mr. Wagner? Maybe you’re not the guy to ask. Perhaps it’s the CEO Hans Straberg sitting comfortably in some corporate office planning his next bonus.

Electrolux is a world leading international appliance company. We are a part in the daily life of hundreds of millions of families around the world.

"Each year, some 40 million consumers in more than 150 countries choose our products, such as cookers and cooktops, ovens, fridges and freezers, dishwashers, washing machines, tumble dryers, room air conditioners and vacuum cleaners. That translates to two products bought from us every second, every day of the year." Electrolux Corporate Website quote.

From your most recent press release this is all about margins and martini's with you CEOs. That and your next bonus check. How much are the board’s big fat bonuses for 2009 going to be? It’s not longer about the people in the community, the workers that build the products or their families. It’s all about you.

And corporate America wonders why this next generation shows no loyalty or work ethic?

Third quarter results clearly demonstrate our potential

26 Oct, 2009 07:51

Today I am presenting very strong results for the third quarter. We have succeeded in reaching an operating margin of more than 8%. I am very pleased that all Electrolux operations have been successful in this challenging market. Market demand continues to be weak, although the rate of decline has slowed down.

The results show that we are capable of increasing our margins. At the same time, we have to be realistic and understand that a lot of work remains before these levels are sustainable.

Almost everything went our way this quarter. Cyclical trough in commodity prices and maintained prices have been decisive for our earnings improvement. Other contributing factors are a better product mix and significant cost reductions.

Electrolux Financial Statement

If you leave off the return on equity for 2008, 2008 was a bad year for everyone; Electrolux’s ROE is over 20% on average for the period 2004 through 2007. Greed is the only thing we Iowans can see driving this decision; plain and simple it’s about greed of a few that leaves the middle class behind.

I’ve seen it since 1981 from a front row seat in Waterloo and the John Deere employees, the American middle class is being dismantled. It’s being shipped overseas and down south. If a country doesn’t have manufacturing jobs they soon don’t have a middle class and class warfare can’t be far behind. If you and the other plant closing CEO’s are wondering why there are so many people running around this country wanting to wage war over the right to carry firearms, just stop and consider the bigger picture from the viewpoint of a family of five just trying to put food on the table. All they can think of is where Sam Colt is when you need him?

U.S. Chamber of Communist Commerce and the Un-American Tort Reform Association Sit on the Sidelines Saying Nothing - Perhaps they speak only in Spanish and Chinese

My advice to Iowans is to buy American-made goods. Don't buy cars, appliances or any other products that aren't made in America by the American worker. Why don’t we have our own website for American made goods?

And once again I ask, why is the American Tort Reform Association and the U.S. Chamber of Commerce so quiet? Why don't they have anything to say about the loss of American jobs? Isn't it the United States Chamber of Commerce? Or is this really a communist-like organization interested only in the wealth of a few who own and run companies out of America? Your two organizations are truly the great illusionists. The comment section is below...

http://www.youtube.com/watch?v=oZ7JV0B1eAY

Originally posted at InjuryBoard by Steve Lombardi

Des Moines Police Officer is One Tough Cookie

Steve Lombardi — Wed, 07 Oct 2009 10:28:00 GMT

What do you get when you take 250,851,833 registered passenger vehicles, 46,876 miles of highway, and a man with a badge? This is not the opening line of a clever joke with a cute punch line. In this scenario, it's pretty clear that in a confrontation between two ton vehicles traveling more than a mile a minute and a patrolman on the highway battlefield, man loses to machine. When a 3,000 pound car hits someone on foot there is no contest.

Unfortunately for those who work on the highway, there is no way to protect against cars on the road. The safety of any construction worker, tollbooth operator, or police officer rests on the margin of human error. The only thing standing between a patrol worker and disaster is a driver's safe operation of his or her vehicle. Distracted drivers are a major hindrance to a State Highway Patrol Officer being safe in his working environment.

According to the National Highway Traffic Safety Administration, nearly 6,000 people died in 2008 in crashes involving an inattentive driver. On a given day in 2008, more than 800,000 vehicles were driven by drivers talking or texting on cell phones. Distracted drivers are one of the leading causes of highway fatalities, and the risk is even greater for those who work on the nation's highways regularly.

The NHTSA has taken certain measures to ensure the safety of road workers. For example, when you drive through a construction zone, you probably notice a litany of bright orange signs warning you to drop your speed on pain of doubled speeding fines. Some states enforce a minimum penalty of $375.00 for speeding in a work zone, regardless of the base fine, regardless of whether workers were present or not. The penalty for hitting a worker is usually around $10,000 and jail time, depending on the state and extent of the worker's injuries. Work zones are also secured (in the loosest sense of the word) with temporary fences, flashing lights, light board signs, cones, and barrels, offering at least a visual alert to approaching. However, common sense dictates that if a car suddenly swerves out of its lane, the power of the Mighty Plastic Orange Cone isn't going to do much to protect Joe the Construction Worker from injury or even death.

Even so, construction workers are better protected than state troopers and patrolmen on duty on the nation's highways. While workers have zones blocked off and marked, officers have to pull onto the shoulder of the road to write a ticket, regardless of visibility or weather conditions. There are no threats of fine's posted in patrol zones, no blocked lanes, and most of the time, vehicles barely change speeds when passing a pulled over car. With no fluorescent vests or signs warning drivers to be careful two miles in advance, officers have no reliable protection against stray vehicles on the highway as this video demonstrates:

http://www.youtube.com/watch?v=k7ycyV3YPWg .

Take for example the case of Des Moines Police Sgt. Larina Blad. On August 15, Sgt. Blad was struck by a 4,800 pound Dodge Durango driven by a man with three prior OWI convictions. The driver, who later tested at more than two times the legal blood alcohol limit, dragged her more than a block and a half before stopping. The radio dispatch as reported by Radio Iowa indicates just how tough is this officer.

"What happened?" the dispatcher asked. "I’ve been run over," Blad replied. "I’ve been run over." The dispatcher sent "all units" to the scene. "I’ve got medics rolling already," the dispatcher told a policeman who had arrived at Blad’s side. "Is it a hit and run?" the officer asked.

The dispatcher replied: "It definitely sounds that way, yes." The suspect, 24-year-old Irving Cartagena, was allegedly driving drunk and his license had been revoked. Cops caught up with the suspect who was driving a white Chevy Tahoe. "Subject in custody?" the dispatcher asked.

Sgt. Blad, who vowed to return to work by the end of the week, was lucky not to have suffered more severe injuries in the accident. However, the same cannot be said for the roughly 70 officers who are killed in traffic related incidents each year while in the line of duty. According to the National Law Officers Memorial Fund, the majority of officer deaths for the past 11 years have been traffic related.

We can all help prevent these tragedies by driving safely and remaining alert for the sake of Iowa Highway Patrol officers, workers, passengers, other drivers, and ourselves. Leave your cell phone in your purse or pocket until you are safely parked. Avoid driving while tired or intoxicated, and always exercise caution when you see highway workers of any kind. Beyond that, it may be time to petition lawmakers to instate harsher penalties for repeat offense OWIs so that the roads are safer for everyone.

What do you get when you take 250,851,833 registered passenger vehicles, 46,876 miles of highway, and a man with a badge? The answer depends on how safely we drive. Do your part to protect the safety of highway patrol workers.

Highway Patrol Work is Dangerous

http://www.youtube.com/watch?v=6qXR16QDS8I

http://www.youtube.com/watch?v=IQR5w1UKFpA

http://www.youtube.com/watch?v=WaK1YoxZY5g

(go to 1:10 of the video)

Originally posted at InjuryBoard by Steve Lombardi