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Posts tagged insurance

  • How To Pay $7.9 Million On A $200,000 Insurance Policy - Why Medical Malpractice Premiums Are So High

    Bob Carroll | April 02, 2006 7:30 AM | 0 CommentsPinellas, FL Category: Medical Malpractice

    The attorney for the injured patient was trying to settle the medical malpractice case for the amount of the doctor's insurance, $200,000. The insurance company drew the line at $50,000. (And, only employed one defense attorney to defend two physicians with conflicting stories to tell.) Now, the insurance company will have to pay $7.9 Million. Could this explain the high cost of medical...

  • Waiver Or Estoppel May Make Insurance Company Pay Your Claim

    Bob Carroll | March 15, 2006 6:43 AM | 0 CommentsPinellas, FL Category: Miscellaneous

    It may be hard to believe but there are times when an insurance company can be required to provide coverage (to pay benefits) in situations where it never intended to do so. The legal theories that create the obligations have always been confusing and even confused with one another. A blogger has taken the time to post a long article that goes a long way to clarify the situation.Marc Mayerson...

  • Insurance Company Fib Costs It $36 Million

    Bob Carroll | February 21, 2006 5:38 AM | 0 CommentsPinellas, FL Category: Miscellaneous

    Prudential Insurance Company denied the existence of a $1 Million life insurance policy. The jury said the policy existed and assessed punitive damages for good measure. Jury awards doctor's family $36M Life insurance company claimed doctor's policy worth $1M didn't exist JACKSON (AP) -- A Hinds County Circuit Court jury has awarded more than $36 million in damages in a lawsuit against...

  • Before Filing A Social Security Disability Claim Take This Online Quiz

    Bob Carroll | February 18, 2006 5:45 AM | 0 CommentsPinellas, FL Category: Miscellaneous

    I have to say that this is a real public service. For the first time, patients can take a quick quiz to learn how successful they might be in a potential or current Social Security disability claim. The quiz was developed by culling results of over 1,000 cases, and detailed psychological testing by a licensed psychologist and vocational expert who testifies for the Social Security...

  • Will Florida No-Fault Automobile Insurance Survive?

    Bob Carroll | January 08, 2006 8:34 AM | 0 CommentsPinellas, FL Category: Miscellaneous

    Under Florida's No-Fault Automobile Insurance Law medical expenses and lost income are paid (to a limit of $10,000) by a policyholder's own insurance company regardless of who was at fault in the accident. It places limitations on the right to sue a wrongdoer for damages, creating a verbal threshold, such as, "permanent injury." But, some immediate money is available to victims at a time when...

  • Social Security Disability Claims Need To Be Fast-Tracked

    Bob Carroll | December 31, 2005 8:29 AM | 0 CommentsPinellas, FL Category: Miscellaneous

    My thanks to Charles T. Hall of Raleigh, North Carolina, for his post on his Social Security News blog: "The New York Times has an article (registration required) that demonstrates the human costs of delaying filing a claim for Social Security disability benefits -- and the human costs of delay in adjudicating disability claims at SSA. This formerly middle class family was thrust into dire...

  • Message To Insurance Companies: Don't Charge Fraud Without Solid Proof

    Bob Carroll | December 23, 2005 12:12 PM | 0 CommentsPinellas, FL Category: Miscellaneous

    Over the years I have been informed by some insurance companies that my client is making a fraudulent claim. Not that the claim may be fraudulent. Not that their investigation raises issues of potential fraud. When that has occurred I have asked for the proof. So far proof has been a close relative of suspicion. In several claims I have so completely disproved the suspicion that the...

  • Fire Claim Burns Insurance Company With Punitive Damages

    Bob Carroll | November 11, 2005 8:46 PM | 0 CommentsPinellas, FL Category: Miscellaneous

    This fire burned more than a house. A California jury torched the Fidelity National Insurance Company with $5.2 Million in punitive damages because it acted with malice, oppression and fraud in the handling of a fire loss claim filed by Larry Stone and Linda Della Pelle. This fire burned more than a house. A California jury torched the Fidelity National Insurance Company with $5.2 Million in...

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