When a motor vehicle collision occurs, it is not unusual for the medical expenses for the resulting injuries to be catastrophic.It is not at all uncommon for medical and hospital expenses to climb in excess of $50,000.00 even for a short hospital stay.Unless the injured party can recover from a liability insurance policy or health insurance, medical expenses can ruin a family's financial...
Need to text? Your cell phone could be taken awayTexting while driving can lead to deadly consequences, which is why states are taking a look at toughening laws to deter drivers from using their handheld electronics behind the wheel. Washington state has received a lot of attention lately after passing a ban on texting while driving that takes effect this January. Violaters will be charged $100...
!--{12439632877832}--> Celebrating and having fun is a major past time for many during their summertime vacationing on the Outer Banks. However, some can get carried away and have too...
Some health insurance companies regularly engage in an unfair practice of post-claim underwriting. Underwriting, is a practice of conducting an investigation in order to determine if an insurance company is willing to incur the risk of issuing an insurance policy. With respect to health insurance, underwriting includes such activities as obtaining and reading the insurance applicant's...
Hypothetical: A car is speeding through a neighborhood, and the car strikes and injuries a child who ran across the road to check the mail.This hypothetical raises at least three legal issues: 1) was the driver negligent? 2) was the child negligent? 3) and, did the driver have the last clear chance to avoid the collision? This article focuses on the second issue: was the child contributorily...
Just 12 hours before he died in a reckless, high-speed crash, an 18-year-old Florida man logged onto an online forum for BMW drivers and asked for tips on driving his faster.Later that same night, Joshua Ammirato raced his 2008 BMW M5 off an airstrip and into a tree. He and four other young men from Marion County in Florida were killed in the high-speed crash that clearly was the result of...
Alcohol and no seatbelt may have been a contributing factor in a fatal car crash that killed a Burlington, North Carolina man on Sunday, July 22, 2007. According to the News & Record, John Albert Byrd, Jr, 24, was a passenger in a car that ran off the road, stuck a culvert and a parked car before landing on its roof, as reported by the N.C. Highway Patrol. The accident happened on West Old Glen...
Thirty-four peope were injured last week in a series of accidents during rush hour along I-40 between Mebane and Hillsborough. The combination of sun and a blinding rainstorm made driving conditions virtually impossible. Traffic slowed to around 45 mph, but that couldn't prevent the mayhem.According to herald-sun.com:Eighty-two vehicles were involved in 44 collisions and 34 people were hurt, the...
Some states, including North Carolina, have laws that restrict cell phone use by teens while driving.A recent tragedy in New York illustrates why such laws are necessary. All drivers need to keep their attention on the road, but statists show that inexperienced drivers are more likely to die in car accidents. Distractions like cell phones, text messages, the radio or chatty friends can prove...
When Debbie Shank began working as a stock clerk at Wal-Mart, she joined the company's health and benefits plan and paid her premiums as insurance against injury or illness.In 2000, Shank's car was rammed by a semi, and she suffered a traumatic brain injury that caused her to be permanently disabled. Her insurance kicked in and paid promptly for her medical bills -- for which Shank's family was...
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